Africa’s payment future is hybrid, borderless & inclusive — watch the breakdown

How leading experts think payments in Africa will evolve over the next decade

Jul 20, 2025

Every minute, $2 million in mobile money is processed across Africa — but what will payments on the continent look like by 2035?

🎥 Watch the webinar replay here:

The future of payments in Africa was the topic of last week’s webinar presented by Afridigest & Zone.

Three major forces are reshaping how 1.5 billion Africans will exchange value over the next decade: hybrid transformation, borderless integration, and inclusive finance.

In this discussion, three payment leaders from across the continent join me for a granular exploration of those forces and the evolution of payments across Africa over the next decade.

Featuring:

Wiza Jalakasi, Director of Africa Market Development at Brazilian payments unicorn EBANX
Mathias Léopoldie, CEO & Co-founder at Ivorian B2B payments platform Julaya
Francis Ogbuka, VP of Sales & Business Development at Nigerian blockchain-powered payments infrastructure platform Zone

“The best kind of intelligence helps you understand what will happen tomorrow, not what happened yesterday.”

Critical Topics Discussed:

Hybrid Africa:

The collision of physical and digital payments (with M-Pesa as a case study)
Infrastructure integrators becoming value concentration points (Examples of Nigeria’s NIBSS, Egypt’s Meeza, and more)
Service provider convergence: banks becoming telcos, telcos becoming banks, and every company becoming a fintech

Borderless Africa:

The push for pan-African integration & how it impacts payments regulations
PAPSS enabling direct African currency trading for the first time
How blockchain and stablecoins are solving actual payment problems in African markets (with Zone as a case study)

Inclusive Finance

Community-powered savings (with Money Fellows as a case study)
Contextual credit using driving data (with Moove as a case study)
Community-powered investing (with Borderless as a case study)

This discussion received 5-star ratings from attendees of the live webinar, some of whom called it “the best breakdown of payments in Africa” they’d seen.